DURING THE MONTH OF DECEMBER EMPLOYEES MAY CHANGE THEIR INVESTMENT
OPTIONS FOR THE 401(K) PLAN.  THE CHANGE WILL BECOME EFFECTIVE 
JANUARY 1, 1988.  THE THREE OPTIONS ARE THE SAME AS THEY WERE FOR 1987:

     1.  ASSET ALLOCATION FUND
     2.  MONEY MARKET FUND
     3.  GUARANTEED ASSET FUND

"PARTICIPANT INVESTMENT DIRECTIVE" FORMS ARE AVAILABLE IN MY OFFICE.  
PLEASE FILL THEM OUT AND LEAVE THEM WITH ME OR JUDY NO LATER THAN 
DECEMBER 23, 1987, OUR LAST WORK DAY IN 1987.