If you wish to redirect where your 401(k) dollars are being invested,
or you wish to move your investments to another fund, now is the time
to act.  Fill out a PARTICIPANT INVESTMENT DIRECTIVE in Sandi's
office by July 21st.  You are allowed to make these changes only
twice a year.  The next time will be at the end of December.

Remember the three funds are:
1.  Money Market Fund
2.  Asset Allocation Fund
3.  Guaranteed Asset Fund

Thank you!

Judy