IF ANYONE IS INTERESTED IN A HOME LOAN OR REFINANCING THIS IS A GOOD TIME 
TO DO IT. MY WIFE WORKS FOR HOME FUNDING, A MORTGAGE COMPANY, AND WOULD BE 
HAPPY TO ASSIST YOU OR ANSWER ANY QUESTIONS FOR YOU. INTEREST RATES ARE 
VERY LOW RIGHT NOW AND YOU MAY BE ABLE TO LOWER YOUR HOUSE PAYMENT OR GET 
CASH OUT TO PURCHASE A NEW CAR OR ?. CALL ME AT 3909 OR YOU CAN CALL HER 
DIRECT AT:
       408-985-2940  ASK FOR PAM WILLIAMS

        THANKS
        KEN WILLIAMS